Digital budgeting apps and services can also help you with saving. Some of these tools are free while others require a paid subscription, but here are the features you can expect from these tools:
An algorithm which informs transfers of small, reasonable amounts from your checking to your savings account to take the guesswork (and leg work!) out for you.
Automatically transfer money into investment accounts using the same process as transferring to savings.
Provide insights into your spending habits and alert you to opportunities where you can be saving money.
Remove unnecessary fees and find alternative recommendations for less expensive services or products.